What is a Credit Union?

A credit union is a member owned not-for-profit financial institution that provides members with a place to save money, get reasonable rates on loans, and receive a level of service not available at other financial institutions. They serve groups with a common feature, such as employee groups, geographical communities or religious backgrounds. Credit unions operate under the philosophy "not for profit, not for charity, but for service" and cooperate with each other instead of competing with each other.

 

Through this collaborative spirit, credit unions can serve their members most effectively and strengthen the movement by working together through local, state, regional, national and international structures. It is under this principle that the concept of shared branching was born. CLICK HERE: Visit the CU Service Centers Web Site

FAQs

Q: How do I find the closest location to me?


A:Visit the Ohio Locations page or www.cuservicecenter.com to conduct a more specific search.

 

Q: What transactions can I conduct at a shared branch?


A: Any basic transactions that frontline staff can do for you at your "home" credit union. These include balance inquiries, deposits, withdrawals, transfers, loan payments, and more!

 

Q: Can I use a shared branch?


A: To use a Shared Branch Location, you must be a member of one of the credit unions participating in shared branching. It is as simple as that! You don't have to sign up, complete forms, or anything. As a member of a participating credit union, you are automatically eligible to use any shared branching location. Many credit unions across Ohio participate in shared branching. Click here to see the locations across Ohio. Don't see your credit union listed, call and ask them to join shared branching so you have branches nationwide available to conduct transactions. When visiting a shared branch, simply use the teller window displaying the shared branching "swirl." Have a picture ID ready to present with your transaction request.

 

Q: Is there any additional charge for this service?


A: No. This is a free benefit to you as a member.

 

Q: What do I need to provide to a teller at a shared branch?


A: You must have a valid ID, your account number, and the name of your credit union.

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AKRON FIREFIGHTERS CREDIT UNION

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What is Shared Branching?

With shared branching, credit unions from all over the country share facilities to give members thousands of convenient locations to perform transactions just as if they were in their home credit union. Whether you are at work, home, or your favorite travel destination, your credit union is always nearby.

 

Anywhere you see the shared branching "swirl" logo you can conduct a range of transactions, such as:

 

- Deposits
- Withdrawals
- Loan payments
- Transfers between accounts
- The purchase of money orders, travelers checks and official checks*
- And more!


To take advantage of this service, when you enter a shared branch you need to bring:

 

- Your home credit union's name
- Your account number
- Valid government-issued photo identification(i.e. state driver’s license, US passport)

 

*May not be available at all outlets and locations

Benefits of Shared Branching

Shared branching is a network of credit unions acting cooperatively to bring you more locations, more conveniently. Shared Branching is designed to make access to your credit union more convenient.

 

With Shared branching, you have the ability to visit any of the credit union branches within the shared branching network to conduct "guest member" transactions with accounts in your own credit union.

 

Sound impossible? Shared branching has enabled credit unions to link so that when you conduct a "guest member" transaction at a shared branching credit union, it registers with your credit union.